Workers Comp Only Covers Employees: A Chicago Injury Lawyer Explains

June 12, 2013

Illinois law requires the majority of employers to carry workers’ compensation insurance for their employees. Workers’ compensation pays medical costs and lost wage expenses for workers who are injured on the job. These benefits are available only to employees who are injured while at work—independent contractors are not covered. The following factors determine employment status in Illinois:

  • Workers hired on a permanent basis are usually considered employees. Any expectation of indefinite employment generally implies an employer/employee relationship.
  • Employees are usually paid on a set payment schedule—weekly, bi-weekly, or monthly. Independent contractors are commonly paid once a job has been completed.
  • Employees generally receive employment benefits such as medical insurance, vacation time, and sick time. Independent contractors must provide their own benefits.
  • Employers usually provide any equipment that employees need to do their jobs such as office supplies, computer hardware and software, and tools. Independent contractors are often required to use their own funds to pay for these items.

If you have been injured at work and have been denied workers’ compensation benefits, a Chicago workplace injury attorney at Lane Brown may be able to help. Our personal injury attorneys will take the time to understand your situation, answer all of your questions, and help you understand your legal rights. Our attorneys have over 130 years of combined legal experience and will put that expertise to work to help you obtain the benefits you are due. Contact our office today at 312-332-1400 to arrange a free case consultation concerning your Chicago workplace accident.



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