Truck Accident Settlement Timeline: How Long Until You Get Paid
If you’ve been seriously injured in a truck crash, one of the first questions on your mind is likely: How long will it take to finalize my settlement? It’s no wonder why, either. Most big rig accident victims face a long and costly road to recovery. In most people’s eyes, the faster their case concludes, the better. But how long do these cases really take?
Unfortunately, there’s no universal answer, as each truck accident settlement timeline depends on the details of the case. However, in our decades of defending seriously injured semi-truck crash victims, we’ve identified the factors that slow down and speed up these injury claims. We use this understanding to win large settlements quickly and get our clients the money they need without delay.
The truck accident settlement process unfolds over several steps. The length of every step can vary significantly depending on factors like the availability of evidence, an opponent’s willingness to negotiate, and your medical treatment process.
Investigation – The first step of any lawsuit is the investigation. At this time, our team will collect evidence, such as accident recordings and photos, witness statements, black box records, driver logs, police reports, and your treatment documentation. We do this step first because evidence doesn’t last forever. In just a few short months, accident recordings are overwritten, driver logs are trashed, and witnesses’ memories fade. Quickly securing these items helps us build stronger cases that take less time to resolve.
Claim filing – Once we have all the info we need to prove negligence, we prepare a demand letter. This letter lists your injuries and outlines the damages you are owed by the negligent party and their insurers.
Negotiation – Negotiation starts after the at-fault parties receive and reply to the demand letter. During this process, we’ll counter lowball offers from insurance companies to ensure you get the largest settlement possible.
Trial – Cases that go to trial are rare and take much longer than cases that get settled during negotiation. In some instances, they can extend a truck accident settlement timeline from months to years. Keep in mind that the timeframes listed above are estimates. Your particular case may be faster or slower than the provided examples.
Factors That Can Delay Your Settlement
Several factors can extend the timeline of your case during a settlement, including:
Delays in medical treatment – Our team needs to have a clear sense of the treatments you will need to fully recover from your crash.
Multiple parties involved – Cases that involve several parties tend to move slower than settlements involving only two parties. Our truck accident attorneys need to investigate everyone involved in the crash to determine fault.
Disputes over fault – If our lawyers determine that blame is split between multiple parties, it can start a dispute over liability. These disagreements can take time to resolve.
Insurance companies using delay tactics – Insurance companies sometimes attempt to delay legal proceedings to encourage a claimant to take a smaller settlement. They may request unnecessary documentation or send incomplete offers to slow down the lawsuit.
Inadequate legal representation – People who attempt to file a claim without the help of an experienced attorney take far longer to reach a settlement. These individuals delay proceedings by missing filing deadlines and failing to make informed demands during negotiation.
Don’t let any of these issues drag out your case. A qualified truck accident lawyer from Lane Brown, LLC can help overcome these roadblocks and avoid delays that cost you time and money.
Lane Brown, LLC has decades of experience managing truck accident settlement timelines. When we work a case, we do everything in our power to get the best settlement in the shortest possible amount of time. To do that, we often:
Work with independent crash investigators – These private investigators can get their hands on valuable evidence quickly.
Rely on battle-tested negotiation strategies – We’re familiar with the way trucking companies and insurers attempt to delay negotiations, and know how to overcome any roadblocks.
Treat every case like it can go to trial – By gathering the immense amount of evidence needed to stand trial, we can push past any objections raised by the liable party.
Why Time Is Critical to Your Case
At Lane Brown, LLC, we always aim to settle cases quickly for the following reasons:
Statute of limitations – In Illinois, there is a two-year statute of limitations on personal injury claims. A lawsuit for damages must be filed within this time period. If it is not, the case may be rejected by the court. This mainly impacts the speed at which we gather evidence, as we put together the facts before filing a claim.
Loss of evidence – Over time, evidence starts to get forgotten, lost, or even destroyed. For example, if there was dashcam or traffic camera footage of your semi-truck crash, it could be overwritten by new recordings in just a few weeks. We go after evidence quickly to ensure that we secure everything needed to support your case.
Helping accident victims – After a big rig accident, most victims are left with piles of medical bills. Many are also left unable to work, making their already difficult financial situation almost impossible to handle. The faster we can secure a settlement for our clients, the sooner they can wipe away any accumulated medical debt.
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Get the Maximum Truck Accident Settlement with Minimal Delays
When you need to pay for medical treatments in the aftermath of a commercial truck crash, you can’t afford to wait years for a case to conclude. That’s why our team of experienced truck accident lawyers pushes to settle cases quickly and for the maximum amount of money possible.
The lawyers at Lane Brown, LLC have helped severely injured victims across the Chicagoland area recover millions. We understand the real cost of delay, and work relentlessly to prevent it. Call 312-332-1400 or fill out the form below to schedule a free consultation to find out how much your case is worth.
On average, how long does it take to receive a truck accident settlement in Chicago?
From start to finish, it usually takes between several months to multiple years to receive a truck accident settlement in Chicago. However, there is no one-size-fits-all truck accident settlement timeline. Each case is different, and several factors can significantly influence how long it takes to resolve your claim.
In general, straightforward cases with clear liability, minor injuries, and cooperative insurance companies may settle within six to nine months. But serious injury cases, particularly those involving commercial trucks, tend to take longer. These cases often include multiple parties, such as the truck driver, trucking company, vehicle manufacturer, and various insurers. Each party may conduct its own investigation, dispute liability, or try to minimize their share of the damages. This alone can add months or years to the process.
Medical treatment is another major factor. If you’re still undergoing care, your attorney will wait until your condition stabilizes before submitting a demand letter to the insurance company. Settling before knowing the full extent of your injuries can result in compensation that doesn’t fully cover your future needs.
The local legal system’s pace can also impact truck accident settlement timelines. If a case must go to court, scheduling backlogs could take months. An experienced truck accident lawyer will do their best to negotiate with insurers and liable parties to avoid the need for a lengthy trial.
While the timeline varies, one thing is clear: Delays can cost you. Acting quickly to hire a lawyer who knows how to manage the process and push for timely results can earn you a bigger settlement in less time. If you’re facing mounting bills, lost wages, and uncertainty, don’t wait. Call an experienced commercial truck accident lawyer and take action before time runs out.